Filipino bitcoin CEO wants to change how we use money

HeroToken — lending and banking platform

Hero is the future of banking that provides collateralized loans to the unbanked and underbanked consumer across Southeast Asia. With the launch of its crypto-currency unit called Hero Token, HERO intends to expand into blockchain-based uncollateralized loans. Backed by venture capitalists such as Softbank, Alibaba and 500 Startups, the organization started operating in the Philippines in 2015 and has since helped thousands of Filipinos to obtain access to affordable credit. DBS BANK
The bank was some time ago known as THE Development Bank of Singapore Limited, before it was received in July 2003 to mirror its part as a local bank. The Bank was set up in 1968 as an improvement financing foundation headed by the singapore government. The bank itself has more branches fari 100.DBS Bank is the biggest bank in southeast asia with resources and among Asia’s significant banks. As indicated by Forbes, the bank has the biggest resource of US $ 322.8 billion. OCBC
Oversea-Chinese Banking Corporation Limited is a traded on an open market money related administrations association with home office in Singapore, built up in 1932, because of real gloom with the merger of three banks — Chinese Commercial Bank (1912), Ho Hong Bank (1917) and Oversea-Chinese Bank (1919). OCBC Bank is one of the main nearby banks in Singapore, with assemble resources of more than S $ 224 billion. this bank has one of the most astounding FICO scores of the bank in the locale. As indicated by the forbes magazine this bank has resources of US $ 275.1Million
The HERO Token is a managing an account token in Southeast Asia. For under HERO Token, you should first comprehend the more extensive atmosphere in Southeast Asia. It appears that numerous more established crypto people groups from the US and western Europe don’t know or comprehend the South Asian market and their progression. Nonetheless, blockchains are a worldwide innovation, and to an ever increasing extent, we are seeing numerous new items and advancements originating from different areas also. Legend is an exact benchmark for Southeast Asia. Saint FUTURE BANKING IN SOUTH EAST ASIA
“Keeping money is important yet the bank itself isn’t.” — Bill Gates 
Hero’s current product is Pawnshop called Pawnhero. PawnHero disrupts the traditional pawnshop experience by providing a hybrid virtual and physical service. The PawnHero operating platform (“Opus”) combines a seamless frontend customer experience with backend operational processes allowing PawnHero to manage and control the customer experience and the business. Vision and mission
Legend has a mission to change the managing an account industry that expects to make credit picking less demanding and more reasonable for individuals who don’t have financial balances/unbanked or non-brokers/underbanked in Southeast Asia.
Legend has a dream to change the current money related framework which shuns upwards of 2 billion individuals from the managing an account framework yet the issue can be overwhelmed by utilizing innovation to make a more comprehensive framework which will enable individuals to get to credit all the more effortlessly. ICO details
Rate: 1ETH = 200 Hero
Accepted Cryptocurrencies: Ethereum (ETH), ETH Classic, BitCoin (BTC), Ripple, LiteCoin, Waves THE TOKEN SALE START
announcing exact date of the token sale soon. Please subscribe to our newsletter or email [email protected] to be amongst the first to know.
At that time hero token will offer 80% of all Hero tokens to be created for purchase by the public in the Hero Token Sale under the ticker symbol Hero.
The remaining 20% of all Hero tokens will be distributed to bounties, early believers, advisors and founders to ensure long-term alignment of interest and commitment to the tokens and their future value.
Hero token distribution starts 2–3 days after the end of the token sale. Hero Roadmap
Q4 2017 — Expand collaterized lending business in the Philippines
Q1 2018 — Blockchain-Based Loans Without Collateral-Individuals
Q3 — Regional Expansion
2019 — Blockchain-Based Loans for SMEs & Communities TEAM HERO
-David Margendorff — Chairman of the Board
-Manny Ayala — Director
-Nix Nolledo — Director
-Kristi Bautista — Director
-Alexander Corpus — Director and Treasurer
-Paul Rivera — CEO, Kalibrr
-Jimmy Cassels — Managing Director, Spyralitics
-Jose Balderama — Former General Manager, Cebuana Lhuillier
-Sulficio Tagud — Former CEO, 2GO Logistics
-Farouk Meralli — CEO, mClinica Inc
-John Bailon — CEO and Co-founder, Satoshi Citadel Industries
-Miguel Cuneta — CCO and Co-founder, Satoshi Citadel Industries
-Sam Kaddoura — CFO, Satoshi Citadel Industries
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Bitcoin Mainstream Adoption in Philippines is Rapidly Increasing, Replacing Banks

This is the best tl;dr I could make, original reduced by 65%. (I'm a bot)
Mainstream bitcoin adoption in the Philippines is rising at an exponential rate, as millions of users, local employees and expat Filipino employees are starting to utilize bitcoin to settle remittance payments, utility bills and send payments at lower costs.
Ph integrated a live feed of aggregated time saved by Filipino bitcoin users by avoiding traditional banking systems and relying on new-generation financial systems such as bitcoin and fintech to settle payments.
As a result, more Filipino remittance, fintech and bitcoin users have begun to avoid banking systems and rely on more innovative methods of sending money both domestically and abroad. A report published in 2016 revealed that 20 percent of remittances from the Philippines to South Korea is processed in bitcoin.
Mainstream adoption of bitcoin in the Philippines, mainly triggered by the legalization of bitcoin by the central bank of the country earlier this year, have also led to the adoption of bitcoin by local merchants.
Ph and other bitcoin service providers first launched in the Philippines, BuyBitcoin CEO Sam Kaddoura stated that local bitcoin companies are trying to offer more efficient and cost effective ways to settle remittances and payments with bitcoin.
Rapidly, bitcoin and innovative fintech companies in the Philippines are rendering banks and local banking systems redundant.
Summary Source | FAQ | Feedback | Top keywords: bitcoin#1 bank#2 Philippine#3 payment#4 local#5
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Accidentally Catching Feels for a FRIEND - YouTube

In 2014, when and other bitcoin service providers first launched in the Philippines, BuyBitcoin CEO Sam Kaddoura stated that local bitcoin companies are trying to offer more efficient and cost effective ways to settle remittances and payments with bitcoin. He explained: CEO Sam Kaddoura says that uses Bitcoin Nordic as a point of comparison for tracking the growth of their exchange. Even though the Philippines is a different market than northern ... Sam Kaddoura, founder of, wants to increase Bitcoin adoption in the Philippines. MANILA, Philippines – Experts often predict that the “ cryptocurrency ” known as Bitcoin will ... Sam Kaddoura, co-founder of bitcoin exchange,, said: “Those who do not want to go through the hassle of opening bank accounts or pass the requirements for credit cards will embrace ..., led by balikbayan co-founder and CEO Sam Kaddoura and founders Lasse Birk Olesen, Daniel Walton, and James Florentino, is a bitcoin company whose aim is to bring and spread the digital currency to the Philippine market.The average Filipino does not seem to know anything about digital currencies. With initiative such as, that can be rectified.

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Accidentally Catching Feels for a FRIEND - YouTube

This has never happened to me. I'm just a 3rd party not attached to this narrative in any way, shape or form. Stalk Me: Instagram: